Your checking. Your choice.
Virtual Checking
Get Free E-statements and no monthly service charge.
Like hassle-free checking? Try our Virtual checking. With no minimum balance, no paper statements, no monthly service charge and unlimited transactions, Virtual checking is a great option for college students, those who work away from home or anyone who prefers online banking.
- Free Online Banking
- Free Online Bill Pay
- $50.00 deposit to open account
- Check costs vary depending on style of check
- Free Debit Card available upon request
- Includes E-statements through internet banking or via the secure E-Delivery site
- No minimum balance
- Unlimited number of transactions
- No monthly service charge
Need something more than basic checking? Our Signature checking provides unlimited transactions and one (1) box of personally imprinted basic, wallet style checks per year at no additional fee. Other styles and quantities are available and vary in price.
- Free Online Banking
- Free Online Bill Pay
- $50.00 deposit to open account
- One free box of basic, wallet style checks each calendar year
- Free Debit Card available upon request
- No minimum balance
- Unlimited number of transactions
- Statements can be mailed or viewed online
- Overdraft protection from another deposit account at no additional cost
- $5.00 monthly service Charge
Signature Gold Checking
For customers 65 years of age or older.
Are you in your Golden Years? Then Signature Gold checking is for you! It features all the benefits of Signature checking at a lower monthly service fee of $3.00. You must be 65 years of age to qualify for this account.
- Free Online Banking
- Free Online Bill Pay
- $50.00 deposit to open account
- One free box of checks (personalized wallet style) per year
- Free Debit card available upon request
- No minimum balance
- Unlimited number of transactions
- Statements can be mailed or viewed online
- Overdraft protection from another deposit account at no additional cost
- $3.00 monthly service charge
An Interest Bearing Account - Earn interest on your funds and enjoy unlimited transactions.
A NOW Account is a Negotiable Order of Withdrawal (NOW) that allows you to earn interest on your money and write checks from the same account. NOW accounts require a larger deposit than standard checking accounts but provide the same unlimited number of transactions. Interest rates and annual percentage yield may change. Any interest earned is added to your account automatically each month. You must maintain a balance of at least $0.01 in the account to earn interest. Calhoun Banks reserves the right to require at least 7 days written notice from the customer prior to any withdrawal.
Interest rates may change on the account at any time. If the account is closed before interest is credited, the accrued interest will not be included.
- $1000.00 deposit to open account
- Interest begins accruing on the first non-cash item(check) deposit
- Check costs depend on the style and quantities chosen
- $1000.00 minimum balance to avoid a monthly service fee of $7.50
- Unlimited number of transactions
- Statements can be mailed or viewed online
Monthly maintenance fees based on account balance.
Starting a new business can be stressful enough without worrying about how to open a commercial checking account. With us, it's easy. A commercial checking account can be opened for as little as $100. Keep a balance of $500.00 or more and there is no monthly maintenance fee.
- $100 Deposit to open account
- Account fees will only be charged if average balance fall below $500.
- Average monthly balance from $300.00 to $499.99: $3.00
- Average monthly balance from $100.00 to $299.99: $4.00
- Average monthly balance from $0.00 to $99.99: $5.00
- Checks in excess of 70 per month: $ .15 per check
An Interest Earning Account
- $10,000.00 deposit to open account
- Interest begins accruing on the first non-cash item(check) deposit
- Check costs vary depending on the style and quantity of checks you choose
- Statements can be mailed or viewed online
- Calhoun Banks reserves the right to require at least seven (7) days written notice from the customer prior to any withdrawal
Please see the Schedule of Fees for additional charges that may be applicable.