Savings

"A penny saved is a penny earned."

It takes a lot of pennies these days to buy just about anything - including college tuition or a Christmas vacation. We have a variety of savings accounts to help you save for a rainy day or retirement. Ask your bank representative about our interest rates for savings accounts.

Signature Savings

Our Preferred Savings accounts only require $50.00 to open the account. Statements are mailed each quarter or each month if there is electronic activity.

Minimum balance required to earn annual percentage yield is $0.01. .

Christmas & Adventure Funds

Don't let Christmas make you a Grinch! Start saving for Christmas or a dream vacation. It only takes $2.00 to open a Christmas or Adventure Fund account!

Christmas Fund accounts can be opened on or after November 15th
Adventure Fund accounts can be opened on or after May 15th.
Interest will be compounded and credited annually for both account types at maturity.
Variable Rate: The interest rate and annual percentage yield (APY) may be changed at any time at the bank's discretion.
Interest begins to accrue on the business day you deposit any non-cash items, such as check.
If you close the account before interest is credited, you will not receive the accrued interest
This account is only available to individuals, not businesses
Withdrawals may constitute the closure of your account

Please see the Schedule of Fees for additional charges that may be applicable.